Re:Black Hat: GDPR privacy law exploited to reveal personal ...
by PeterisP on Friday August 09, 2019 @07:54PM
(#20659200)
> Do you often go into a pizza place and witness a card present transaction to pay for a delivery order? :-)
Yes, that's exactly what I'm saying, almost all the pizza/goods delivery/taxi/whatever are card-present transactions; whenever I order something like a pizza for delivery, the delivery dude arrives at my door with a wireless card terminal and I pay with my card present (chip+pin or contactless if the amount is small) upon receiving the pizza, and this has beeen this way for so many years now already that I don't remember when they switched from the earlier model, now businesses such as these usually don't have card-not-present acquiring contracts, possibly for cost or fraud reasons as both these things are worse if you have card-not-present permitted.
Yes, you still have VAT records to keep. You also need to prove that you provided all required information to the customer under the consumer protection rules or you can end up having to refund everything going back quite a long time. All these protection rules require accompanying record-keeping as evidence of compliance, which unfortunately is going to undermine your hope to make even simple transactions anonymous in many cases.
that's absolutely not an issue, that might be the case for card-not-present transactions but for as long as I can remember every single pizza courier or similar would use a wireless terminal to get a chip&pin (or now contactless) card-present authorisation which can't really be disputed in this way.
Do you often go into a pizza place and witness a card present transaction to pay for a delivery order? :-)