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Re:Monzo urges 480k customers to change their pin numbers by m11a on Tuesday August 06, 2019 @12:14PM (#20626542)
"through any third party"

I would argue that using a third party that specialises in security is better than remaking the wheel yourself.

Cloudflare invest a significant amount in the security of their platform and have a lot of talented engineers that focus solely on that. They have a lot more data to play around with and I would expect they can do a better job at security than Monzo alone, with their own infrastructure, with their own engineers. Note that Cloudflare is PCI compliant (https://support.cloudflare.com/hc/en-us/articles/202249734-C...)

Not sure I understand the hype of remaking the wheel, when specialist services exist that probably do the work better, more safely and cheaper.

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