Do you have any experience with it? If yes, you mind sharing some words?

I do (www.mintos.com/en/l/ref/B3H9ZN referral link) and I find it a very good option. You pretty much buy shares in loans that are listed on the platform. Mintos screens the loan providers and evaluates them regularly.

I have used it for about two years for medium risk investments (~12%) and have had no losses so far.

It helps that many providers have a "buyback guarantee" that automatically repays you for investments if the payment is late for more than 60 days.

I just transfer an amount of money there every month, and the auto-invest feature just picks investments across providers.

I hope it helps, but feel free to ask specific questions if you like :)