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A comment on Rising health insurance deductibles fuel middle-class anger and resentment. Parent comment

Re:Rising health insurance deductibles fuel middle-class ang... by exabrial on Thursday July 18, 2019 @09:16AM (#20469421)
Hsa's are pretty simple.... Tax free account to pay for health expenses. If we all _exclusively_ had them, I think our insurance rates would drop significantly. Not only would purple be concerned about the price of procedures, but would actively keep a eye on their usage.
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Re:Rising health insurance deductibles fuel middle-class ang... by MichaelApproved on Thursday July 18, 2019 @09:21AM (#20469456)
It's impossible to properly "keep an eye" on the price of procedures.

Call your dermatologist and ask how much it would cost to get a mole removed and checked for cancer.

Now, 2 hours later, if they even have you a price, tell me if that's reasonable or overpriced. What are you basing that judgement on?

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Re:Rising health insurance deductibles fuel middle-class ang... by exabrial on Thursday July 18, 2019 @10:02AM (#20469849)
Apologies, I wasn't referring to that. I was referring to it's easy to keep an eye on the "total cost you've spent" using an HSA, because it's your money in your account.
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