What you're describing is something that comes naturally to you and almost every person on this website. Kids who think that way will likely end up in engineering of some sort regardless.
The rest need this sort of guided approach to even show them that they could even possibly do this sort of thing and it helps move that percentage up.
Although, that being said I don't really think much to the Pi-Top 4 at all. You'd definitely have a more valuable empowering experience holding an actual board and plugging wires directly into it, the end result would be the same and I feel they smoothed out the wrong part of the experience.
[0] http://worrydream.com/EarlyHistoryOfSmalltalk/#smalltalkAndC...
Written by a guy who experienced a hell of a lot of criticism 20 years ago for writing games in JavaScript and now is the lead VR product engineer for a company.
The kits become little more than elaborate toys with a few extra steps added to make the student feel like they did something. However, all they did was follow instructions. For at least 90% of what engineers do on a regular basis, following carefully tested instructions is not one of them.