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A comment on I just had over a thousand Euros stolen and Revolut is siding with the thief. Parent comment

Re:I just had over a thousand Euros stolen and Revolut is si... by mschuster91 on Monday June 24, 2019 @07:37AM (#20262437)
> 99% of the time, you don’t want to talk to a banker. But that 1% of the time can make or break you for months or years.

This is why I still use my local Sparkasse (credit union) and pay ~9€ a month. They can sort out pretty much everything instantly - need a second card for your s/o, a secondary account for handling freelancer income, or a loan? No problem, show up and get what you want.

Additionally: when you're up for buying a house and all the lender bank has to look is the credit score, you will be paying more interest than if you apply for a credit at the bank that has handled your business over decades. None of the "new online banks" does real estate financing.

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Re:I just had over a thousand Euros stolen and Revolut is si... by dev_north_east on Monday June 24, 2019 @10:13AM (#20263677)
> Additionally: when you're up for buying a house and all the lender bank has to look is the credit score, you will be paying more interest than if you apply for a credit at the bank that has handled your business over decades.

Which country are you in? This has most definitely not been the case for me anywhere I've lived. It's irrelevant if you were a customer with the bank before the mortgage application or not.

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Re:I just had over a thousand Euros stolen and Revolut is si... by thesimon on Monday June 24, 2019 @08:47AM (#20262961)
> Additionally: when you're up for buying a house and all the lender bank has to look is the credit score, you will be paying more interest than if you apply for a credit at the bank that has handled your business over decades

[citation required]

In my experience neither credit score nor past business have a significant impact on interest rate. Price and value of the house is everything.

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Re:I just had over a thousand Euros stolen and Revolut is si... by solarkraft on Monday June 24, 2019 @11:09AM (#20264282)
> you will be paying more interest than if you apply for a credit at the bank that has handled your business over decades.

Is this actually true? That would be a real reason for me to do the same, but if not I would prefer my money to stay with the GLS, which invests it ethically.

[ Parent | on HN ]