This is essentially my problem with it. I did very well in high school, and had many many offers to attend very expensive universities, many of which offered no academic scholarships. I made a conscious decision not to take on that much debt, and had a much longer road to where I am now, and probably a lessened overall outcome. But I'm debt free. I'm too old to care now, but it's not fair to kids out there with mindsets like mine, to just start erasing student debt wholesale. In that situation, community colleges cease to exist and universities have incentive to skyrocket prices even higher.