Requirements: - be a citizen - get married
The government will then build a flat for you and hand you the keys 5 years later for about a fourth of the private market price.
Of course you need an economy that can pay for all this, so it won't be universally applicable
EDIT: I thought that was a meme and it's not—i'm referring to the growth of the middle class and multi-room houses.
I think everyone in Hong Kong would happily live with their parents for 5 years if it means they can buy their own flat afterwards.
Which makes it all the more important that you correctly identify and apply the mechanisms that push a place towards one end or the other.
>Everyone needs it, and we all have incentive to reduce costs—except landlords.
64% of housing units are owner-occupied [0]. These households are not landlords, yet they are incentivized to raise property values.
[0] https://www.census.gov/quickfacts/fact/table/US/VET605217
One system that is being tried in some region in China is you buy your house from the government and sell it back. This keeps things democratic and market free. Landlords should be cast into the dustbin of history.