At the school district I work, the policy for staff is similar to the policy for students.
If the damage is caused through normal wear, the district pays.
If the damage from a preventable accident and a first incident, the district pays. Everybody gets one excused.
If the damage from a preventable accident and it's a second or later incident, the staff member is charged $25 or the cost of the repair (whichever is greater).
If the damage is intentional, then the staff member always pays. This comes up more often than you might expect.
Stuff like lost keyboard keys we didn't track, but pretty much everything else we did. We have about 600 staff devices. There's usually one or two individuals every year who are careless enough or unfortunate enough to have to pay for damage to their district issued system. I recall one teacher whose children kept damaging her work laptop. That year she bought 3 chargers (cord cut) and a laptop (it had to have been thrown or dropped over 10 feet). She was told she couldn't take her laptop home anymore.
Simply put, the district does not have the funding to replace laptops that staff members damage.
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I’m guess the children example you mentioned might be one example of this?
Kids do that stuff too, but they also do stuff like break headphones off in the jack, punch a hole in the screen with a pen, gouge the screen with scissors or a hobby knife, smash them on the ground, stand on them, sit on them, etc.
Frankly, I'd see it as more reasonable to FIRE someone who repeatedly failed to care for company equipment appropriately.
But making them pay for repairs for a laptop after accidental every day accident? You would lose up in prud'homme court faster than ever (its the worker / employees court).
I think that in the end my co-worker will be refunded the money. I don't think they will be left with the bill.