How to Handle User Insurance?

Posted by revanish on Wednesday April 17, 2019 @04:58PM
from the self-post dept.

I'm creating an app where users can go onto other properties. I was wondering how companies like airbnb, uber, lyft find insurance for their business/users.

Key questions.

1) Does the insurance work on a per visit model, per user etc...

2) what types of insurance brokers am I looking for? Such as state-farm nationwide etc...

3) is there a pre-defined word like car insurance or umbrella etc that I need to ask.

( 1 comment | on HN )

Re:How to Handle User Insurance? by howard941 on Wednesday April 17, 2019 @05:30PM (#19686649)

You probably need to protect yourself at least against claims by users for negligent referrals and accidents on the property (premises liability) as well as claims by the property owners for the users you vector their way and the nasty things they do once they get there. Check with your own lawyer and maybe a couple of independent insurance agents.

[ Parent | on HN ]