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Re:US Workers Are Highly Taxed If You Count Premiums by Delfino on Monday April 08, 2019 @09:40PM (#19610931)
Yeah, this has baffled me before. I remember learning in my Family & Consumer Sciences class about the importance of being an informed consumer. Then, in college I had to get a dental procedure done and I called around to try to find out the price from different dentists and no one could give me any actual numbers. I ultimately just had to pick a place based on reviews and found out the price after the fact with no knowledge of how it compared t other places.
Re:US Workers Are Highly Taxed If You Count Premiums by bzbarsky on Monday April 08, 2019 @10:51PM (#19611322)
That's odd. Dentists, unlike doctors, will in my experience just give you a price if you ask for it... Maybe this varies state to state?
Re:US Workers Are Highly Taxed If You Count Premiums by fre3k on Monday April 08, 2019 @11:46PM (#19611604)
They used to but it's dwindling. A friend of mine is a dentist and he said when he first graduated from dental school some 15 years ago, his father and his practice dealt directly with the patient and had a list of all of their prices on their website and in their office. As customers increasingly wanted to have their insurance cover dental they had fewer and fewer people paying out of pocket and going through insurance. So prices went up due to increased complexity of the business.
Re:US Workers Are Highly Taxed If You Count Premiums by enonevets on Tuesday April 09, 2019 @04:26AM (#19612767)
At my dental office, they can tell you the total cost without insurance which is the maximum they would charge for any procedure. If you paid in cash in full, they would do a discount (for non-insured).

For those insured, it depended on the insurance you had but they would give you a rough estimate based on the plan you had (mostly because they can’t be 100% certain what the insurance will cover down to the exact dollar amount.

In my experience the estimate is often off but close enough that I am not worried I’d owe an insane amount afterwards.

Re:US Workers Are Highly Taxed If You Count Premiums by AlexTWithBeard on Tuesday April 09, 2019 @07:08AM (#19613434)
The current federal administration has mandated the hospitals to publish their prices online since 2019.

I have no illusions, a person without a degree in accounting probably won't be able to decipher these prices, but that could be a step in a proper direction.

Re:US Workers Are Highly Taxed If You Count Premiums by conanbatt on Monday April 15, 2019 @12:59AM (#19663203)
List prices are not the whole information: you want to know for your insurance, how much you will get charged. And that is a completely different question.