This is a big part of it. Tesla marketed their new lowend "$35K" Model 3 option but even that's them covering up the real price is $45k up front. Depending on where you live, you may get $5k back in tax credits the next year and then they throw on a $5k gas savings estimate bullshit which is ridiculous. It isn't until you click the see details button in their order system that you see the true price.

That's $45k somebody has to take a loan for and pay a higher monthly payment for than the supposed "$35k after savings!". The savings are complete and utter lie. After you pay interest on that $10k extra you borrowed you lose.

If you buy the car outright in cash, sure, you'll see a savings. But that percentage of the population able to afford such a purchase is small and dwindling.

> Tesla marketed their new lowend "$35K" Model 3 option but even that's them covering up the real price is $45k up front.

No it's not. The Standard Range Model 3 is $35K up front and $27k with their (ridiculous) estimated savings.

No. Please get your facts straight!

The $35k Tesla is $35k before any rebates or savings are taken into account.

The $35k Tesla has a price after estimated savings of $24,450 in Massachusetts.

$24,450

$6,250 of that savings is in the form of a $3,750 tax credit and a $2,500 check.

So even if you factor in zero fuel cost savings the purchase price after rebates is $28,750.

Stunningly inexpensive for an EV. This is lower TCO than Accord or Camry.

what's the rest of the estimated savings?

Estimated fuel savings from the 126mpge rating.

See: https://teslanomics.co/tesla-model-3-fuel-savings-calculator...

as a person who drives 5K miles/yr and usually buys fuel in a state that isn't NY or CA, estimated fuel savings are always amusing.

Please show where you came up with the $45K price. On https://www.tesla.com/model3/design, a black RWD standard range Model 3 with no options is exactly $35,000 (or "$26,950 after savings").