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Re:Ask HN: Why does Paypal still exist? by CharlesColeman on Monday March 25, 2019 @12:22PM (#19483908)
>> Paypal provides an effective dispute resolution process and enables customers to pay for stuff by explicitly authorizing a payment and without giving away their payment info to unknown third-parties.

> I once saw a pdf which listed all the third parties that PayPal shares its information with. It was more than 30 pages.

What kind of info do they share with those third parties?

I think the GP's point stands, since the "unknown third-part[y]" that customers are usually most concerned about is the merchant, which Paypal definitely doesn't share payment info with (like CC numbers).

Re:Ask HN: Why does Paypal still exist? by n_ary on Monday March 25, 2019 @01:01PM (#19484274)
Offtopic: PayPal shares more than we think it does. I've had issues where certain merchants asked me to confirm identity by sending copy of utility bill for address I had on PayPal account. I thought my address is private so sent a bill for my siblings house where I also paid the bills for internet, but they reported that address is not same with PayPal, so I argued a bit but eventually had to send one for correct address. I think that, PayPal doesn't share CVV but merchants can view all personal info attached to my PayPal account.
Re:Ask HN: Why does Paypal still exist? by CharlesColeman on Monday March 25, 2019 @02:40PM (#19485406)
That doesn't seem too weird to me. Wouldn't most merchants necessarily have your address in order to provide services to you (shipping would definitely require it, for instance).
Re:Ask HN: Why does Paypal still exist? by Iggy173 on Monday March 25, 2019 @03:43PM (#19486073)
In the interest of giving PayPal some potential benefit of doubt, it could be that they're simply returns a match/no-match on the address as a fraud-reduction step or something.