This is a ridiculous stance. Essentially it's the same as saying that you're scared to pay for anything online and you only trust Apple for making online payments. There are other solutions to feel secure about paying online or via an app. For instance, if the app asks you for payment, you could be first shown its rating in the store, if it's low. There could be even a separate rating judging the payment security of the app, if security is what Apple is after. You're allowing Apple to rip you off by 30% on all app transactions, it's as simple as that. (Not to mention the cost of locking yourself in their platform and hardware.)

> Essentially it's the same as saying that you're scared to pay for anything online and you only trust Apple for making online payments.

I'm not particularly scared of paying for things online. I'm scared of almost anyone else in my extended family doing so, though. If you think that concern's "ridiculous" you haven't watched them use the Web. And lots of them—especially the older ones—have (rightly!) never entirely gotten over fear of buying things online. Some(!) of them do buy things online, but reluctantly, with great deliberation. In an app on an Apple device? Concerns gone. Even for me, that little background stress of being on alert for shenanigans quiets down when I'm in the Apple ecosystem. Far lower (though non-zero—there's a reason I do almost no iOS gaming) permitted rates of douchebaggery is one of the things keeping me on iOS, and the one-source-of-payments is a vital part of that.

[EDIT] there are further benefits to users and developers alike, I should add, when the UI for a purchase is the same in every app. It's worth 30% to "defect" from that, so worth it on the individual level, but if it's permitted at all then the game's up and everyone loses.

> Essentially it's the same as saying that you're scared to pay for anything online and you only trust Apple for making online payments.

Strawman. That's not at all what the parent said.

> For instance, if the app asks you for payment, you could be first shown its rating in the store, if it's low. There could be even a separate rating judging the payment security of the app, if security is what Apple is after.

You think people should be shown a payment security score so they can judge whether they want to make an in-app purchase? You must be joking. I don't think you understand what Apple is after if that's your suggestion.

> You're allowing Apple to rip you off by 30% on all app transactions, it's as simple as that.

Your entire comment reeks of irrational anti Apple bias. It's as simple as that.

Yeah that’s really a lot simpler than just using my finger.

This is why geeks make horrible product people.

And ratings have never been faked....

Yeah... no. Your stance is ridiculous. People have already gamed sites like Yelp, Facebook, Twitter, and Google Play with fake reviews. The App Store also probably is flooded with tons of fake reviews. I'd rather trust my payment information to a company that has already demonstrated that they're incredibly thoughtful with my security regarding payments rather than trusting some giant unknown and just hoping for the best.

> Maybe there's an App Association that challenges all of these stores on their rather high recurring fees.

I think it's perfectly reasonable for governments to update their terms and agreements.

I would rather their focus was on citizens rights first but there's some merit to that.