The default state of nature is open-world. It would be nonsensical for parents to not provide for their children. At what age should parents leave babies outside to fend for themselves? When someone passes away, should their dwelling be bulldozed? These sound nonsensical, precisely because our implicit motive is to build things for subsequent generations. We have gotten to our present state due to the hard work and planning of past generations - "A society grows great when old men plant trees whose shade they know they shall never sit in." and all that.

The "rigged" bit you're referring to is that society itself operates on a closed-world paradigm based around positional goods. The winners of this zero sum game gatekeep their position, extracting work from the losers. Setting up a general race to the bottom will not affect those winning this game, for they will always find a way to mitigate any "corrective" action and keep themselves on top. But buying into the paradigm actually makes it harder for those not on top to escape it!

You should appreciate the advantages you were given, but not view them as some sort of baggage or original sin. I guarantee you the people above you certainly won't.

And as far as general reform, focusing on general "wealth" is simplistic dead-end idea. One must always be looking for ways to make specific facets of society open-world. eg focus on increasing access to education in general and ousting credentialism, not simply trying to make the beneficiaries of the status quo less predictable.