I don't think you are born with different wiring to the three different kinds of cones, your brain just learns to lump all the red ones together, so that a red object stays the same colour in different parts of your visual field. The claim is that the monkeys learned which of the previously-identical cones now had a new colour.
Do they lose any sleep philosophising about how these new colours are possible, and what to call them? Who knows. But I believe they can still do all the usual monkey things.
That's the point they can not distinguish more colors. Their retinal cones still have the same spectral response. They cannot distinguish between a normal 500nm green leaf and a 900nm infrared source.
The monkeys are in a different study, the one I linked a few posts above.
The nanoparticles sound to me like they could be safer? Would be interesting to know whether they can be non-uniformly spread, so that only half the green cones can see one.
That's not so obvious to me. If this chemical were uniformly spread across the retina, then I'd agree. But if it's sufficiently clumpy, or ideally attached to every second green-sensitive cone, then it absolutely would give (N+1)-colour vision (N=3 in humans). On first glance I can't figure out what the paper has to say about this distribution... and even if it were uniform in their mice, perhaps the next step would be to make it non-uniform somehow.
The earlier way to do something similar was by genetically altering some cells, [1]. If you inject a virus (carrying the modification) at a low concentration, then you do get just half the cells. Then the brain learns (in a few weeks) which cells are now giving what information, and you get more colours. [1] did this in monkeys, IIRC they are N=2 and the virus added the gene for one of the human receptors. I don't think it was safe enough for humans.
[1] https://www.nih.gov/news-events/nih-research-matters/gene-th...