What I found helped was doing the task equivalent of http://en.wikipedia.org/wiki/Debt-snowball_method - starting with a list of stuff I wanted to do/improve I did the easiest[1]/fastest things first. This builds confidence quickly and you can start working up to harder tasks - it also keeps you focused on nice short term goals, which reduces how much you worry about the big problems.
Not sure if this helps... good luck.
[1] I literally had things like "buy new shirt" in the list that were very easy, but we're constantly getting forgotten/put off because of the constant worry about the big problems.
My biggest cause of stress is procrastination. When I put off things I need to do I stress myself out and then start down this path - maybe that's why the todo list thing helped.