Because i really don't know.... How common is it to have access to electricity, an internet capable device, internet connection and a knowledge of cryptocurrencies but not a bank?

Originally from California, but now living in Vietnam for the last 3 years. My experience here is that what you're asking about is actually something very common.

People in small villages have modern cell phones and thanks to the govt military owning the primary telco, fast internet. They might not have access to a bank due to being so remote. They also don't trust their banks, for good reason [1].

[1] https://e.vnexpress.net/news/news/vietnam-bank-ceo-gets-life...

banking services aren’t exactly a right, they have the right to refuse service to anyone they want. So under certain circumstances, eg, you have a bad credit history, are not a citizen, or don’t have enough money, it can be difficult to open a bank account in certain countries.

Try to think outside of the US/Eurozone. At least a billion unbanked individuals still have cellphones.

Meanwhile in SF, the homeless all have cell phones. They are also frequent customers of Bitcoin ATMs according to an convenience store clerk that I asked because he watches over one.

1) Why can't the cellphone connect to a bank? Or ANY central database?

2) How exactly is it a good idea to have your wallet on a cellphone?

As for homeless & Bitcoin ATMs. Yes: 3) That's how I'd launder money too. Pay off a homeless person to go to a bitcoin ATM. 4) That's how I'd conduct drug deals too if I were homeless and in the drug trade as buyer or seller.

You can't just say "homeless people use bitcoin ATMs therefore bitcoin is good for homeless people".

(no, I'm not saying homeless = drug related, and you know I'm not)

In the UK a "fraud marker" will make it very difficult for a person to open a bank account.

"I only accept bitcoin" is the biggest fraud marker there is, though. :-P

What I mean is that this is a non-solution to that problem.

It's not.

It's the same logic where cryptocurrency advocates say that if a country's currency goes down the crapper then the people can use bitcoin, and the country can't break that! But why can't they just use dollars, or euros, instead? Because the local government would make that illegal! Why wouldn't they make bitcoin use illegal? Because... because... shut up!

How many banks allow you to buy drugs with your account?

This thread is about access to banking, What does drugs have to do with this?

Because bitcoin.

The killer feature for bitcoin is buying drugs. It's essentially all it is for. That and tax evasion and speculation.