I can only speak for our project, Intercoin. The goal isn’t to sidestep anything. It is to provide:

Security that no third party can just take your money anytime, without your explicit signature.

Liquidity for new tokens issued by projects / communities without great access to global markets and exchanges.

Programmable money that follows rules you can rely on when you invest in a project / deposit money into a community / donate to Haiti.

UBI on a community level funded by community members or donors

Analytics on how money is flowing around available to everyone and not just stored in a central database with information asymmetry.

These can be combined. For example Analytics can help you figure out the cost of food in your community, then vote for a level of UBI that eliminates food insecurity, and adjust this amount on a daily basis through direct democracy (Provably Random Polling.)

Intercoin’s mission is to make access to local fintech more available to local communities and online projects, without having to rely on central banks for monetary policy or the IRS for collecting taxes and being able to calculate eg the Consumer Price Index on the community level

More info at https://intercoin.org see the presentations and whitepaper.