Well, you're the one pulling the word out of the hat. "Not truly understanding the technical implications" does not equal dumb.

As an anecdote, my father is a non-dumb person who at some point started using Facebook out of a combination of curiosity and a feeling of missing out. He can use a computer proficiently for the things he needs and is quite adept at learning to use it for new use cases on his own. Yet he is far from a technological expert with as good as overview of the whole picture. Once I explained it to him over a course of several conversations, he was concerned and stopped using it.

have you talked to an average person on the street? high schoolers aside (who don’t use fb?) yeah people are dumb