That's when you are sued in court for refusing to pay back money you owe to another person or company. Then your access to 'luxury' lifestyle is limited, flight, high speed rails, and five star hotels are included in those limitations.

Or it's a pilot program is some province where 0.01% of Chinese live and the reports make it like it's everywhere...

So like a Chinese “No Fly List?”

Except instead of applying to known terrorists or criminals, it applies to people who posted something the government doesn't like on social media, or have been unemployed for too long.