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Re:Deliveroo users are getting defrauded by entity345 on Thursday January 24, 2019 @09:33AM (#18988958)
It's not a charge back in that sense when you report fraud or card theft.

And I suppose that the effect you describe results from abusive requests from charge backs. I doubt you will be refused a mortgaged because you were a victim of theft in the past...

Re:Deliveroo users are getting defrauded by mschuster91 on Thursday January 24, 2019 @09:50AM (#18989113)
> I doubt you will be refused a mortgaged because you were a victim of theft in the past...

Don't be so certain about this. The credit reporting agencies are evil, nasty blackboxes and it is not transparent how your score is influenced, even by fraudulent stuff.