Implement -> Evaluate -> Refactor
I'd rather have someone who could caveman the first approach, recognize the inefficiencies, and improve the execution than someone who rattles off a memorized algorithm to a common problem.
If the interviewer is wanting the eloquent solution right out of the gate, then the manager might be hiring for the wrong position.
I tried doing it -- even with the knowledge of how it works, it took me at least a day to get to an acceptable implementation.
There have been interviews I have failed and instead of blaming the interviewers I took the time to actually study the problem I was given. This has helped me become a better programmer.
Interviews that require extra knowledge outside of what the job actually asks for are definitely broken.
I don't doubt you've experienced differently. But if you have, I think it's likely the interviewer, not the question. Lots of interview questions can be abused, not just basic algorithms and data structures questions.
You'd fail the interview. The type of interviewers that ask this style of question are never interested in seeing the the naive brute force approach.