Re:I'm a Brit and America, your health care system is tortur...
by jjeaff on Saturday January 05, 2019 @04:01PM
(#18834228)
With a multi-person household and $60k income, you would qualify for subsidies to reduce the premiums and out of pocket costs.
Re:I'm a Brit and America, your health care system is tortur...
by tptacek on Friday January 04, 2019 @04:16PM
(#18827711)
The key idea in the ACA that addresses this problem is subsidies: you get tax credits and (ostensibly) CSRs to offset the cost of health insurance if you're within some multiple of the Federal poverty line. Unfortunately, this is exactly the part of the system Congressional opponents of the ACA have taken direct aim at.
Meaning half the population has to pay half their income (maximum) into this healthcare plan. And 61'000$ income isn't being dirt poor either. In some economic models this is the lower middle class in terms of income.
For people who only graduate high school and no college, this is 80% of their income. If they go to some college about 70% (14'000$ left of the income). This group makes up about 30 to 40% of the US population.
In my own country, I would pay 350€ a month for a 60'000€ yearly income. The equivalent of an ER visit copay for you and it covers all my medical needs for a month.