Credit score absolutely affects what neighborhoods you can buy or rent in (so public schools) and whether you can afford private school. It’s obviously not a 1:1 comparison or “this one is better than the other,” but when like Bill Kristol is floating the idea of regime change in China in response to news about the social credit system, I think it’s important to do some reflecting on our own oppressive systems.

It's not a direct comparison. I think it's a bit of a stretch. Of course, not having money means you can't afford housing in a good school district, but if you happen to be poor or have bad credit but live in a good district (or borrow a relatives address) you can still put that kid in the district school. Basically, it's not a direct result. The most obvious difference is my _knowing_ someone with a bad score does not lower my score by loose association.

Kristol is a war hawk, like many of the other conservative in name Neo-Cons. Glad their influence is now on the wane. What China is doing is not good, in many cases, but it's their problem and they can sort them out like they did in '49 and '66-'67.

Somewhat more comparable is the German Schufa system --but it's till not the same.

It’s not direct, but the result can be the same (and it’s not just about being poor, it’s about a low credit score meaning you get shitty loan terms or a landlord isn’t willing to rent to you). I won’t defend the social credit system, but I do think there are enough parallels with credit scores that it’s worth mentioning in the interest of getting some justice in that area.

credit score is purely financial. It "purely" indicates how likely you're going to default on your loans.

A social "credit score" system is a way to control the behaviour of people in a society - by those who deem the control necessary for "the greater good".

They are different classes of things - a financial credit score can be improved if your finances improve (by luck or by hardwork). A social credit score can't be improved unless you change your person/beliefs.

"Purely financial" things can also be political and discriminatory.

https://en.wikipedia.org/wiki/Redlining

it's not purely financial. If you're a tenant and you get in a non-financial dispute with your landlord, for instance, your credit score can be affected easily.

> in a non-financial dispute with your landlord, for instance, your credit score can be affected easily

How?

eviction

only if you refuse to pay the rent.

Virtually every state lets landlords evict you for no reason at all.

I don’t know enough about the social credit stuff to refute your characterization of it, but a financial credit score very much follows you even if you somehow end up with more money. Point is, a credit score often closes avenues by which you could get more money, hence the cyclical and punitive nature of it.

The scare quotes of “the greater good” you used for the social credit system can equally be used to characterize credit scores as a way to control people’s financial and employment and living prospects in the interest of the “greater good” of financial markets. I think the idea that markets and the finance sector setting credit scores that have far reaching impacts on people’s lives is somehow categorically different than the state implementing a social credit system that might have similar outcomes isn’t correct. So we should talk about them in similar terms.

Isn't this basically the same sort of "whataboutism" that we decry elsewhere?

I’m not sure who “we” is or what varieties of “whataboutism” “we’ve” universally decried, so I don’t know how to reply to this.

For schools, getting on the Shixin list (the only national "list" there is), you are barred from sending your kids to private school. So if you live in a good district with a good school (your example for bad credit in USA), your kid can still go there! (被执行人为自然人的，被采取限制消费措施后，不得有以下高消费及非生活和工作必需的消费行为：...(七）子女就读高收费私立学校) For transportation, nothing bars you from taking the train/plane/boat, you're just not allowed to buy anything in first or second class (so probably just economy for planes, and the most normal seats on trains). Can you point me to anything that says you can't take trains at all? From the Shixin list, it says "被执行人为自然人的，被采取限制消费措施后，不得有以下高消费及非生活和工作必需的消费行为：（一）乘坐交通工具时，选择飞机、列车软卧、轮船二等以上舱位", and "（九）乘坐G字头动车组列车全部座位、其他动车组列车一等以上座位等其他非生活和工作必需的消费行为" (Can't take the G trains aka the high speed rail or any slight-lower-speed train's first class).

[0] http://zxgk.court.gov.cn/shixin/

Employers in most states will look at your credit score to make hiring decisions.