Being a future plutocrat :)

In both Stellar and Ripple every new address effectively burns a small amount of the native token. Let it spread

I'll take a wild guess that you've given your money that's accepted everywhere, in exchange for Stellar and Ripple because you want to sell it to someone else for more than you bought it?

Once you look past the marketing facades it's basically penny stock with a slow database that's incompatible with almost everything else.

It's good to look into the details behind the folks who make all these free tokens:

https://www.coindesk.com/ripple-jed-mccaleb-settle-suit-over...

  As part of the settlement, McCaleb has sold his equity in 
  Ripple, and has agreed to sale controls on 5.3bn XRP owned 
  by him and his children.

You asked whats the value in a slow database for plutocrats? When you clearly and obviously undervalued the value of the idea of being a future plutocrat

That is the value, you just spelled it out, and then undervalued it!