Its super annoying with YouTube.

Even a full Shutdown/Restart, I open the machine and boom, Chrome opens and the speakers are blasting whatever I had playing on YouTube the day before.

Shutdowns should be respected. What if I had something inappropriate open before doing the shutdown ?

I actually had it happen on me.. visited certain websites, pressed "Restart" in Windows and left the room, computer came back on with Chrome displaying my last session in its full glory. Thankfully no one else was home.

Apparently Microsoft is doubling down on "we will make things CONVENIENT and you WILL like it!".

Incognito mode should prevent one aspect of that - Chrome won't remember what it had open as soon as the tab is closed (useful for bank account info, etc).

Except this is Windows re-opening the apps (probably from hibernated RAM), so incognito would likely not work

I don't think it's possible. Must be the apps themselves.

Then you know that and quit Chrome first. I made similar mistakes by simply closing the lid and going to work, but it's always my fault and not the OS's.

I won't restart my chrome now, but i'm pretty sure a YouTube tab will only keep playing if it's in focus.

Closing the lid is not a full restart, that's the point.