I've read a few threads on this and while I don't want to be absolutist and say you are wrong, I believe it's a lot more nuanced than what you described. My understanding is that the Brave injected ads are strictly opt-in at this point for the user, not the default, which makes it a lot less of a racket imho, but I dislike Brave simply because I don't need it, which seems like a good enough reason to grumble about it.