I agree with you in principle. That would have been a better outcome. But as they say, hindsight is always 20:20. When you're in the thick of things, the last thing you want to do is quit. Sometimes you only want to quit when you have to, so that at the end of the day, you know you gave it your all.

It's an improvement, but not much of one. If the best you can figure out in hindsight is a way to only lose $2 or $3 billion dollars, you're not trying hard enough.