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Re:‘I’m Broke and Mostly Friendless, and I’ve Wasted My Whol... by ransom1538 on Thursday November 29, 2018 @03:41PM (#18563789)
If you are in this situation, if you have 20 minutes, watch 4 vidoes:

https://www.youtube.com/user/DaveRamseyShow

This man specializes in this.

Re:‘I’m Broke and Mostly Friendless, and I’ve Wasted My Whol... by lackbeard on Thursday November 29, 2018 @06:05PM (#18565012)
Which 4 videos?