Even many wall chargers don’t provide this - the standard one shipped with an iPhone that many people likely have isn’t powerful enough either.
I think continuous 2.5A is not needed, but is needed for an instant or two, here and there, if you are running headless.
All most people would need is a sizeable capacitor across the input power pins, perhaps.
Power supplies (people buying cheap ones, or being supplied with cheap ones -- looking at you, Amazon raspi kit sellers) are the number one source of failures that I have encountered with the pi.
A good power supply is a lot more expensive than a cheap one, and people are reluctant to invest in a $20 supply when a $5 one has the same rating, so I can't blame anyone for that other than the sellers.
That said, I do agree with OP's dislike of SD cards. I've had more than my share go bad in other devices.
Been running daily for a couple of years now as a Pi-hole with no SD corruption (3B+ model). Still using the same card as I had in the beginning as well (Samsung Evo)