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Re:Monzo, a U.K. challenger bank, raises £85M Series E by raesene9 on Wednesday October 31, 2018 @08:09AM (#18344967)
It indeed isn't a common feature of bank accounts.

However it is a feature that Monzo had, which was easy to use and they got rid of it (IIRC due to the costs of providing it), which decreased usability, which I think was the original point the poster made...

Re:Monzo, a U.K. challenger bank, raises £85M Series E by grey-area on Wednesday October 31, 2018 @08:16AM (#18344999)
It didn't decrease usability at all for those who use it as a bank account. It's certainly not a good prepaid card account but there are plenty of those.
Re:Monzo, a U.K. challenger bank, raises £85M Series E by baby on Wednesday October 31, 2018 @02:38PM (#18348199)
True. And that's also the endgoal of Monzo: to be your main bank.