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A comment on A bipartisan plan to end surprise ER bills. Parent comment

Re:A bipartisan plan to end surprise ER bills by throwaway2048 on Sunday September 30, 2018 @06:18PM (#18108739)
You are missing the fact that its basically his employer self insuring, as a form of unpaid compensation. The only thing the insurer is doing is acting as a billing agent.
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Re:A bipartisan plan to end surprise ER bills by zrail on Sunday September 30, 2018 @07:58PM (#18109143)
It’s not self-insurance, necessarily. When OP says “zero premium” they mean (even if they don’t know it) that their employer is paying 100% of their premium.
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