I was comparing the two to illustrate how far behind biology we still are when it comes to AI. Our AIs consume hundreds or thousands of watts and are demonstrably inferior to the brains of insects that consume milliwatts. We are many orders of magnitude behind what biological brains can do both in absolute terms and in terms of efficiency. The difference in efficiency is so large I think it argues strongly for unknown unknowns -- things living brains are doing that we simply don't understand at all.
And yet, they are commonly seen splattered over the front of cars. Which is failing at exactly the same problem driving AI needs to solve.
You seem to be dismissing this as not part of "their world", but if we're going to compare them at all, I think it is. Conversely, avoiding being eaten is not something driving AI needs to solve.
I'm not impressed with self-driving AI so far, but I think you should be fair if you're comparing it to bugs. Insects are notoriously not good at avoiding collisions on the highways.