"Insects are very good at navigating their space and other very complex behaviors that are at least as difficult as driving a car."

And yet, they are commonly seen splattered over the front of cars. Which is failing at exactly the same problem driving AI needs to solve.

You seem to be dismissing this as not part of "their world", but if we're going to compare them at all, I think it is. Conversely, avoiding being eaten is not something driving AI needs to solve.