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Re:Ask HN: Where are other tech scenes outside Bay Area by expertentipp on Tuesday September 04, 2018 @05:47AM (#17907803)
> I recommend N26

> an online-only bank

It's a direct bank as any other, quick internet search will reveal more options in Germany. Their "innovations" in comparison with personal banking even in neighbouring Czechia (e.g. Fio), or Poland (e.g. mBank, Inteligo) are laughable.

Re:Ask HN: Where are other tech scenes outside Bay Area by ben_w on Tuesday September 04, 2018 @06:36AM (#17908002)
What do you mean by “direct”?
Re:Ask HN: Where are other tech scenes outside Bay Area by expertentipp on Tuesday September 04, 2018 @07:20AM (#17908189)
Re:Ask HN: Where are other tech scenes outside Bay Area by ben_w on Tuesday September 04, 2018 @09:13AM (#17908780)
Thanks! I’d never heard that term before.

I had originally tried getting an account in a Sparkasse branch, but it was much more difficult than N26. No doubt there are other online only banks, but I cannot comment on their quality without using them.

Re:Ask HN: Where are other tech scenes outside Bay Area by atlasunshrugged on Thursday September 06, 2018 @03:25AM (#17924480)
I had Deutsche Bank and N26 when living in Berlin (in addition to my personal accounts) and strongly recommend N26. Super easy online setup, Black card has some good benefits, and clean mobile and web experiences.