Insured, but Still Owing $109K for a Heart Attack

Re:Insured, but Still Owing $109K for a Heart Attack by paulcole on Tuesday August 28, 2018 @01:18PM (#17860689)

Went to the ER on the advice of my doctor. Went to my insurance's website to find an ER that accepted my insurance.

Got there and asked at admittance, "Do you take my insurance?" Was assured they did.

Got a big bill a few months later and it turned out the doctor working in the covered ER was not covered by my insurance.

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Re:Insured, but Still Owing $109K for a Heart Attack by petelevinea on Tuesday August 28, 2018 @02:44PM (#17861620)

Exact same thing happened to me. I went last April and just now got it all "fixed". I ended up negotiating with the hospital, the contracting company for the hospital's ER department, and my insurance on the phone at the same time to reduce the cost to what the contracting company's ER doctor on staff would normally bill the insurance company and paid that out of pocket.

I guess you have to ask if the doctor who may or may not see you depending on what you're in for also takes your insurance? I don't even know.

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