Inflation has barely been present in the US for the last 10 years compared to historical levels.
The reason your healthcare bill and your rent have increased much faster than inflation (I'm guessing you're in the bay area) is because of US federal government failings in the case of healthcare; and in terms of rent the geographic limitations, rapid growth, and local government failings of the area you've chosen to live in.
Goods and services costing more in my currency than they used to—and trust me, the housing hasn’t gotten any nicer, nor my healthcare services.
A currency can be devalued because cost of living can go up without any appreciate in quality of living—your USD buys less assets than it did in 2008.
Just because USD has been doing better than the Euro doesn’t mean inflation isn’t occurring.
If there was no inflation everyone would be incentivized to just hold cash under their mattress and not invest into the economy. When you put your money in a CD or money market account hoping to keep up with (or beat) inflation that money then goes to pay payroll for corporations via the commercial paper market. When you put your money into a savings account hoping to generate interest to keep up with inflation your money gets lent to local small businesses and other people to buy mortgages. Inflation creates inertia in the economy.
We don't have an inflation problem. What we have is a wage growth problem. Crypto nor gold bars will ever do anything to solve that. The issue has nothing to do with currency.
That is the definition of currency inflation.
Exchanging more for the same.
There is something called "asset inflation" but its not a correct terminology.
2. my healthcare bill