Euros, and no, I live in the sticks in a province called Groningen (hence the need for a car).

amsterdam is quite a bit more expensive.

i sublet an old, rusty, worndown (with views on a canal) 1 bedroom appartment in the best part of town (jordaan) for 900€/month. The bigger problem in amsterdam is to find something.

How would you recommend finding accommodation in Amsterdam? Also, any districts / neighborhoods one should stay away from?

I'm looking for a 2-3 bedroom apartment in a decent location (not necessarily the centrum, but the closer the better) but I'm having a hard time finding a place without signing up with any of the agencies (I cannot afford to pay the agency fee)

I tried using Kamernet but I have found that being a foreigner + not speaking dutch really makes it difficult to get any replies

Be careful you don't get screwed. The best way to find something is to get to know lots of people, check in to 'anti-kraak' housing and if you can stay away from agencies, they'll cost you more than they're worth.