My girlfriend is American and I don't think she realized the difference until I called her attention to it. It's just a cultural issue.
Then she learned about the "1 meter voice" that her kids get thought in school. Once she got the concept she too was able to speak in a "decent voice".
Load voices are partly culture, partly self awareness.
I've spent much time in the Netherlands in cafes, restaurants and bars and never once have I been struck by just how much quieter it was or the Dutch were.
>"My girlfriend is American and I don't think she realized the difference until I called her attention to it. It's just a cultural issue."
Honestly, this and the rest of your comments sound more like a "cultural superiority" issue on your part.
> D: "Betalen? Kunnen we betalen?"
> I: "Scusi?"
> D: "BE-TALEN! IK WIL AF-RE-KE-NEN!"
> I: "?"Obviously this isn't going to overcome complete ignorance of a language. But especially in touristy areas it's common for locals to know a few dozen words in several languages. My experience has been that people speaking loudly and slow makes it much easier for others to latch on to the few words they do know.