I have considered the ethical issues. Not my problem, it’s my DNA.

The problem is, it's also theirs. Using the insurance example, even if you live in a country with socialized healthcare someone down or across the line from you may not. Indeed, you would be putting them at risk for all of the bad things to do with DNA that will be or were invented from fifty years ago until the computers forget your genome, without their consent, and unless they received a copy of your results without their benefit!

It’s a legitimate concern that requires constant vigilance of an educated and engaged electorate. Otherwise we’ll end up paralyzed with anxiety of what if vs progress.