> Conversely, in the US a lot of medical data still needs to be sent by Fax...

That's actually largely because fax is exempt from security requirement applicable to electronic communication under HIPAAit's a loophole organizations exploit to avoid the cost of secure comms.

I get my records via an app. I honestly have no faith that it is secure, but if someone really wants to know what my creatinine value is, im sadly not concerned.

One day, your health insurance will be more expensive. One day, your might be denied a bank loan.

That's fine I wouldn't want to do business with that type of bank.

Clearly you haven't observed the trend of corporate consolidation in this country, especially in the financial sector.

What happens when there's only two, and they both deny you? Seems shortsighted to not care about your privacy.