Re:How scammers get away with fraud
by maxxxxx on Monday July 09, 2018 @09:46AM
(#17490083)
Sounds a little like the economics of employer based health insurance. The parties with negotiating power (companies and health insurance) don't have much incentive to get a good deal for the patient because the patient is captive. Same for merchants and credit card companies.
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It could/should tho be changed so that health insurance up to x% of income is tax-deductible, but only if freely chosen on a free market by the employee, with any other constellations being taxed as regular income, without the tax-deductibility. There can still be plans only offered to employees of a specific company, but the issue of preventing an employee from shopping insurance himself is gone.