Cheaper to own once bought too, yes? No gas or insurance, parking tickets, etc.

Get rid of your gym membership, too!

Food bill may be slightly higher, but you can haul bags of rice by the 10kg bag!

The stressful part is that bikes are easy to lose, they get stolen. I ride a €80 used bike for that reason.

I have somehow avoided this problem! I got rid of my car almost 15 years ago, and have been on bikes 100% of the time since then. I've had 0 bikes stolen. 9 countries ridden in, so far!

The threat of getting hit by a car is the biggest hurtle of mass adoption of cycling in the US, in my opinion. I don't quite want to open up a discussion on what's going to bring about a sea-change, but having traveled to other countries where cycling is normalized into regular culture (France, Belgium, Switzerland, Netherlands), I have hopes that it can happen - at least in pockets, in the US. Living in Boulder, I feel I am in such a pocket, but I've still had some pretty close encounters, despite the fairly OK-ish cycling infrastructure, culture, and education.

Depends on your definition of "regular bike". I have a road bike and a MTB, both of which cost a fair bit more than this one.