That was covered here: https://news.ycombinator.com/item?id=17419039. If you have a substantive point, great, but you need to tell the reader what it is so we can learn something.

Also, please don't use allcaps for emphasis; it's basically yelling, and the site rules ask you not to: https://news.ycombinator.com/newsguidelines.html.

I see your point but 1) credit is being extended albeit only for about 15 days on average and 2) the Brex website appears to refer to the product exclusively as a "Corporate Card".