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Re:On the Rise of FinTechs – Credit Scoring Using Digital Fo... by 21 on Saturday June 23, 2018 @08:14AM (#17380912)
https://thenextweb.com/syndication/2017/12/29/future-fintech...

I do remember it being longer, they mention this is an except, maybe I've read the original which I can't find now.

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