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Re:On the Rise of FinTechs – Credit Scoring Using Digital Fo... by danieltillett on Saturday June 23, 2018 @06:33AM (#17380522)
Are we not trying to determine if these systems are picking up a signal due to race or one due to culture? The only way to do this is look at people who share the same race, but have a different culture?

The historical baggage you describe is culture. We are all shaped by our history and our families history.

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