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A comment on On the Rise of FinTechs – Credit Scoring Using Digital Footprints. Parent comment

Re:On the Rise of FinTechs – Credit Scoring Using Digital Fo... by polskibus on Saturday June 23, 2018 @03:04AM (#17379950)
How would you prove that beyond doubt, today and in the future?
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Re:On the Rise of FinTechs – Credit Scoring Using Digital Fo... by Hydraulix989 on Saturday June 23, 2018 @04:25AM (#17380185)
You're asking how to data science.

In the past: Measuring correlations among historical data

In the future: Machine learning (fitting a model to the historical data and hoping that it holds)

Proving "beyond doubt" is impossible because for that you need an oracle.

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