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A comment on America’s Millennials Are Waking Up to a Grim Financial Future. Parent comment

Re:America’s Millennials Are Waking Up to a Grim Financial F... by jsoc815 on Friday June 22, 2018 @06:17PM (#17377947)
>You may want to look into deferring or forbearing your student loans

Politely, no, do not do that. Instead look at enrolling in an "income-driven repayment plan."[1] With this, even if your required payment is $0, you will receive credit toward the total # of payments required for your loan term.

https://studentaid.ed.gov/sa/repay-loans/understand/plans/in...

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Re:America’s Millennials Are Waking Up to a Grim Financial F... by Arete31415 on Friday June 22, 2018 @06:22PM (#17377980)
Seconded. Try to get on the "REPAYE" plan, I feel that's the best one. Only downside -- when they forgive your loans after 20 years, you pay taxes on that as if it's income.
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Re:America’s Millennials Are Waking Up to a Grim Financial F... by jsoc815 on Friday June 22, 2018 @06:36PM (#17378072)
Thanks. And yes, this whole thing requires a bit of finagling, which I think unfortunate.

I advise couples w/ debt to rethink formal marriage because of how tax laws are structured. Same goes for those who are married; strategic divorce is a real and sometimes necessary option.

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