This also applies to anti-money-laundering stuff: it's better to affect loads of people really badly who are most certainly not money laundering as long as it does not affect the people who are money laundering at scale.

That said, there are people who don't really understand that people on social media paying you for access to your bank account are probably money laundering.

This is in a country where it is perfectly permitted to open several stores of the same chain of gambling establishments in the same street with fixed-odds betting machines and no questions of where the large sums of cash being handed over come from.